All Collections
Currencies & Fees
What is the Exchange Rate (FX) Margin
What is the Exchange Rate (FX) Margin

Understanding the Exchange Rate (FX) Margin and its impact on international money transfers.

Emily Johnson avatar
Written by Emily Johnson
Updated over a week ago

The FX margin is the fee that banks or money transfer providers charge on top of the real exchange rate.

It's important to understand that the exchange rate you accept when transferring money overseas is inclusive of an FX margin. You can learn more about FX margins and real exchange rates here.

Banks and some FX providers like PayPal can charge an FX margin between 3-5%. At

Flash Payments we pride ourselves on offering customers bank-beating, fair exchange rates with no other hidden charges.

Did this answer your question?